Estimated monthly payments shown include principal interest and if applicable any required mortgage insurance.
Mortgage rates 4 5 30 year fixed.
The current 30 year mortgage fixed rate as of september 2020 is 2 90.
On monday september 28 2020 according to bankrate s latest survey of the nation s largest mortgage lenders the benchmark 30 year fixed mortgage rate is 3 090.
On monday september 28 2020 according to bankrate s latest survey of the nation s largest mortgage lenders the benchmark 30 year fixed mortgage rate is 3 090 with an apr of 3 300.
Mortgage rates valid as of 22 sep 2020 08 57 am cdt and assume borrower has excellent credit including a credit score of 740 or higher.
Arm interest rates and payments are subject to increase after the initial fixed rate period 5 years for a 5 1 arm 7 years for a 7 1 arm and 10.
Use annual percentage rate apr which includes fees and costs to compare rates across lenders rates and apr below may include up to 50 in discount points as an upfront cost to borrowers and assume no cash out.
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The average 30 year fixed mortgage rate rose 1 basis point to 3 10 from a week ago.
The 15 year fixed mortgage rate was unchanged at 2 53 from a week ago.
The 30 year fixed rate mortgage is one basis point lower than it was one week ago and 112 basis points lower than one year ago.
30 year fixed mortgage rate historical chart.
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Current mortgage and refinance rates accurate as of 09 25 2020.
Interactive historical chart showing the 30 year fixed rate mortgage average in the united states since 1971.